Innovative Captive Strategies (ICS) is doing business boldly by challenging the way insurance has always been done. With our captives, our members have control over premiums, risks, and rewards. Because bigger isn’t better — ***better is better.***

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Innovative Captive Strategies (ICS) is doing business boldly by challenging the way insurance has always been done. With our captives, our members have control over premiums, risks, and rewards. Because bigger isn’t better — ***better is better.***

Learn More
ICS - Dots Home Header

Captive insurance isn’t just protection. It’s a ***BOLD*** strategy for smarter, stronger business decisions. Captive members join a community of best-in-class companies who take ***control*** of their insurance programs — enhancing culture, ***reducing risk***, and strengthening the bottom line.

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Don’t Rent
Your Insurance
— Own It.

Buying traditional insurance is like renting an apartment. You pay a premium with no opportunity for return, and you can’t customize the space to make it your own. Buying captive insurance is more like owning a home. You gain control and the ***opportunity to grow your investment and see financial returns.***

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Swim in a
Cleaner Pool.

Employers buying traditional insurance are sharing claims in a huge pool of other companies, where premiums rise and fall with market tides. In a captive, you share risk with a select group of highly-vetted members, in a cleaner pool. You’re not just sharing risk — you’re partnering with ***businesses that meet the highest standards.***

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Prioritizing Our
Partnerships.

Other captives work with hundreds of brokers and focus only on growing their pool. We take a different approach. At ICS, we partner with a select group of agencies and work closely with their brokers to deliver an exceptional client experience. Because they have skin in the game, they’re personally invested in protecting you from poor performance and ***helping you succeed.***

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***BOLD*** Relationships.
Exceptional Results.
  • Client

    ICS attracts top-performing companies for our captives, ensuring members are aligned in their insurance goals and strategies. Our ideal client has an entrepreneurial spirit, a drive to influence risk, and a desire for more control over their insurance program.

  • Broker

    Our brokers are trusted, long-term partners. We value honesty and clear expectations in our broker relationships, and our goal is always to provide an exemplary client experience together.

  • ICS

    No other captive strategy firm offers the same level of service and attention when partnering with brokers and clients. Through transparency and consistent engagement, we create partnerships where everyone benefits.

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ICS - Quote Marker I've been working with ICS for over 15 years. Their *** professionalism & customer service is unmatched. *** ICS - Quote Marker

– Dennis Tsonis, Lovitt & Touche
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ICS - Quote Marker As a group captive owner, ICS gives us the knowledge on how the insurance process works. Everybody in our captive feels confident that we *** own our own risk *** and know where to focus our efforts to make an impact and drive down costs. ICS - Quote Marker

– Kathy Coulson, Treasurer, Coulson Excavating Company, Inc.
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ICS - Quote Marker ICS is truly an extension to our team. The reason why this incredible partnership continues to strengthen is because we innovate and create new strategies together for our clients to best leverage their employee benefit spend. *** If it is in the best interest of the companies, ICS will make it happen! *** ICS - Quote Marker

– Byron Shultz, MJ Insurance

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